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Miami Green Resort Condominium Owners Association, Penang *

home site map contact committee minutes rules & regs Trans-Intan S/B
  (a printer-friendly 14 pages' A4 PDF-version of this webpage is available: please click here to open it)
        
                                        Strata Title Application Approved 
      but Strata Title not yet established as per 23-1-2007 !!!
       Concerning the FEES to be paid for the obtaining & registering 
          of an individual Strata Title view a specific information here
      ►  further updated information will be displayed as-it-happens here 
          as well as on the corresponding "Strata Title Announcements" board
          of our new forum (to open here) !!!
       
  'The Miami Green Strata Title Seminar'
  Within 6 months from the issuance of the ‚Certificate of Fittness and Occupation’ for the
  Miami Green Grand Tower the developer Trans-Intan Sdn.Bhd. has to file the Strata Title
  Application  for all Buildings of our Miami Green Resort!
  According to a verbally received information the developer has handed over his documentation
  for this application to his licensing agent already, who will shortly register this Strata Title Application
  on behalf of the developer.
             
  Why is this of interest ??
  Because all owners are automatically member of the future Management Corpration and by that they > we all !!!! <
  will take over the responsibility for the management and maintenance of the common property areas which includes
  a complete joint financial responsibility for the entire operation!
 
  Here we tell it all:
  please make yourself familiar with the below-stated facts and details, as neither we as 'parcel owners' (the legal term
  for purchasers of single condominiums in a 'subdevided building') nor the developer could just hide away from the fact
  that the moment comes where all of us become in-charge and MUST take over responsibility (click on the hyperlinks to
  quickly reach the point of interest) !
   
    1.)    Strata Titles Act, 1985                                 
    2.)    Strata Titles for all purchasers
    3.)    What happens after the purchaser got their single Strata Titles ?
    4.)    Time schedule
    5.)    Building & Common Property (Maintenance & Management) Bill
    6.)    Joint Management Establishment (JME)
    7.)    The Strata Title Board of Penang
    8.)    The Miami Green Resort Condominium Owners Association
            appoint us as your proxy in case you are not actually staying here (see details below)!
    9.)    ‘The Miami Green Vision’
  10.)    'Enlightment about some Terminology'
  11.)    Sinking Fund
  12.)    Maintenance Fees
  13.)    Preparations for the First AGM, to be called by the developer
  14.)    The main purpose of the First AGM
  15.)    After the First AGM
  16.)    The future COUNCIL of our future Management Corporation (!)
  17.)    A good property manager...
  18.)    The National House Buyers Association, Kuala Lumpur
                Questions & answers (provided by the HBA) which arose at our 'Information Event' on 25th July 2005:
  19.)    Where could owners get information whether the developer has paid to his financing bank the loan for          
                a particular parcel?
  20.)    Last not least...
     
              
  1.)    Strata Title Act, 1985                                                                                                                                                                    back to top
                 the Strata schemes are meant for owners to take charge of the 
    maintenance and management of the common property areas
     
  within 6 months of issuance of the CFO developer has to file the
    Strata Title Application at his own costs & expenses through a Licensing Agent
     
  until the S.T. is issued the sole right to charge a fee for the provision
    of the necessary maintenance is given to the developer
     
  the local Land Authority informs whether / when / once a developer
    has filed his Strata Title Application:
    »        the Strata Title will be issued under the name of  developer
             who will transfer the Title to every single unit:
             »        within 21 days from receipt of the Strata Title the developer
             will – provided the purchase price and maintenance fees has
             been paid - issue a valid and registrable Memorandum of
             Transfer of the particular parcel (condominium) to all purchasers
     
  2.)    Strata Titles for all purchasers                                                                                                                                                     back to top
              The HBA’s advice to house buyers is to „get, keep and preserve“ the Strata Title for their parcel for the following reasons:  
  for their parcel for the following reasons:
  ◊  as ultimate proof of ownership;
             without it owners won’t be able to sell their properties with a straightforward S+P Agreement,
    any transaction and transfer has to be done by way of an “assignment”    
     
  ◊  as dealing instrument for instances of charging to banks for loans
     
  ◊  to faciliate disposal should they wish to sell – so they will no be imposed “consent fees” by the developer
     
  ◊  to be able to initiate and get involved when the MC is formed by owners of the units in a subdevided
    building to maintain and manage the common property areas
     
  ◊  as final proof of the built-up area of the unit, and ultimately, the apportionment of the share in the total
    aggregate units      
     
  ◊  as long as the Strata Title have not been transferred, the land and the common property are still owned by the developer
     
  ◊  Strata unit owners are advised by the HBA to read the Strata Titles Act to get acquainted with the rules and by-laws
    governing sub-devided buildings!
    Among the places this can be found is the website of the National HBA http://www.hba.org.
              
  3.)    What happens after the purchasers have got their single Strata Titles ?                                                                         back to top
              The Strata schemes are meant for owners to take responsibility of the common property areas
  including a joint financial responsibility for the entire operations:
  ◊  once 1/3 part of the total parcels excluding parcels held by the developer has been transferred to                   
    individual parcel owners, the developer will call for the First Annual General Meeting:
     
  ◊  during this AGM and provided a quorum / attendance of 50% of registered
    owners is reached, all owners vote by show of hand or optionally “secret”
    the council of the responsibility-taking new Management Corporation,
    this council shall have minimum 3 to max. 14 members
     
  ◊  this MC - run by the elected council - will be responsible for the management & maintenance
    of the common property areas in order to give best benefits to all owners
     
  ◊  the MC can pay it’s council members a monetary “incentive” for their work which should
    be reasonable and in ratio to the particularly personally involved time and the number of 
    parcel units, respectively reasonable to the financial volume & responsibility of the operation
     
  ◊  the MC is equipted with a wide range of specific duties and powers,
    e.g. to collect  “maintenance fees” or “service charges” from all parcel owners !
     
  ◊  Before the developer’s First AGM all parcel owners are  members of the MC.
    Before the developer’s First AGM the Director of Land and Mines could take over the
    chairman position of the MC, e.g. “to kick out” an MC or single  members of it
                     

 

4.)    Time schedule                                                                                                                                                                                      back to top
  In Penang the time required between a Strata Title Application and the issuance of a Strata Title
  is semi-officially less than 9 months.
     
  What if there should be delays delays ??
  When presenting this information to you the Strata Title is only one reason:
  the second one is a new law which is in the pipeline since two years and according to a recently published
  hint possibly being passed "any moment from now" - and which would create a completely different legal
  situation, will actually force developers and Residents Associations to cooperate closely together:
     

 

5.)    The Building and Common Property (Maintenance & Management) Bill
  This law is aiming exactly to property situations like ours forerunning to the issuance of the Strata Title:
  the bill calls for the establishment of a...
               
  6.)    Joint Management Establishment (JME)                                                                                                                                     back to top
    which is a committee comprising developer’s representatives, the managing agent and parcel owners.
    The JME’s task is to undertake maintenance & management of the subdevided building and it’s common
    areas to ensure the good condition of the building is preserved so that the potential for capital appreciation
    is not adversely affected.
    The HBA has been working intensively to achieve a fair setup of the JME’s ‚committee’: one of the very
    recommendations for transparency in the building management is that owner’s representatives should be
    made signatory to the maintenance fees account as well as to the sinking fund account.
     
    Until the specific paragraphs of this bill will have passed the HBA expects the duties of the JME
    will be as follows:
     
  1./ To properly maintanin the common property and keep it in a state of good and serviceable repair
  2./ To determine and impose charges that are necessary for the repair and proper maintenance  of the common property
  3./ To comply with notices or orders given or made by the local authority or any competent local authority requiring the 
    abatementof any nuisance on the common property, or ordering repairs or other works  to be done in respect of the
    common property or other improvements to the property.
  4./ To prepare and maintain a register of all purchasers.
  5./

To maintain the building maintenance account, to ensure it is udited and to provide audited financial statements to

    unit owners.
  6./

To enforce house rules for the proper maintenance and management of the building.

  7./ To ensure developers insure the building to the replacement value thereof against fire
    and such other risks as may be determined.
  8./ To be informed of action to apply any insurance monies received by the developer in
    respect of damage to the building so as to rebuild and reinstate it.
  9./ To promote and educate building owners on the concept of comunal  living.
               
    It is further expected that the JME powers will include these areas:                                                                     
  10./ to enter into contracts
  11./ To collect from purchasers maintenance & management charges in proportion to the
    provisional share units of their respective parcels
  12./      To authorize expenditures for the carrying out of the maintenance & management of the common property            
  13./ To inform the developer to recover from any purchaser any sum expended by the JME in respect of that
              parcel in complying with any such notices or  orders
  14./ To seek developer concurrences in order to hold, enjoy, convey, asssign, surrender, yield up, charge, mortgage, demise,
    reassign, transfer or otherwise dispose of or deal with, movable and immovable property and  interest vested in the JME.
  15./ To do all things reasonable necessary with the concurrences of the developer for the carrying out of its duties.
 

 

  „No legal vacum“, no dependence on busy-ness nor good-will of the the Land Office and the certain Competent Local Courts
  but much more nearer to reach and pragmatic in it's work:

 

7.)    The Strata Title Board = at 22nd floor of Komtar Penang !                                                                                                
  As authority over all MC it does have a wide range of actual powers and does have the authority to make followg orders (!)
            
        1./        Revoking amendment of by-law
    The Board can order the revocation of an amendment to a by-law, the revocation of a new additional by-law
    or even the revival of a revoked additional by-law
     
  2./ Invalidating purpoted by-laws
    If any parcel owner who is entitled to vote in a meeting of an MC finds that the MC does not have
    the power to create a new by-law, and if the Board concurs, it has the authority to invalidate that new law.
     
  3./ Power to invalidate proceedings
    In the event any provisions of the Strata Title Act is not complied with in relation to a meeting of the MC,
    the Board can either legalise or  nvalidate any resolution made at the meeting.
     
  4./ Varying certain rates of interests
    If the Board thinks that an MC has imposed an unreasonable rate of interest payable for late payment of a  
    contribution (maintenance gee) the Board can order that no interest be payable, or stipulate its own determined rate.
     
  5./ Resolving denied voting rights
    Acting by a complaint of a parcel owner, and if the Board is satisfied that a particular resolution would not have been
    passed at a general meeting of an MC if the complainant:
    a)       was improperly denied a vote on the motion for the resolution; or
    b)       was not given due notice of an item of business pursuant to which the resolution was passed,
    the the Board can invalidate the resolution from the date of the order. This is provided that the complainant lodges
    his protest within 21 days from the date of the MC meeting.
                                                                                                                                                                    back to top
  6./        Varying amount of insurance to be provided
    The Board has the power to vary the amount for which the MC has
    insured the subdevided building if it is considered not reasonable.
     
           7./ Settling dispute on aspects such as costs of repairs
    The Board can settle or rectify a dispute involving defects in:
    a)       a parcelo (such as a particular unit);
    b)       the sub-devided building; or
    c)       the common properties.
    It also has the right to determine the liability of a parcel propietor for the cost of work carried out
    by the MC in the performance of its power, duties or functions conferred or imposed by law.
     
  8./ Making or persuing insurance claim
    The Board can order the MC to pursue an insurance claim in respect of
    damage to the building or any other property insured by the MC.
     
  9./ Supplying information
    Following the application by a parcel owner, the Board can order an MC,
    the managing agent or any member of the council to make available any
    information to the parcel owner which has been wrongfully withheld.
     
  10./ Giving certain consent affecting common property
    If an MC unreasonably refuses to give it’s consent to aproposal by a parcel owner to affect alteration
              to part of the common property, the Board can order that this consent be granted.
           11./ General provision
    Orders may include such ancillary or consequential provisions as the Board thinks fit.
                                                                                                                                                         back to top
  12./ Doing or refraining from doing a specified act
    For the purpose of securing compliance, the Board can order an MC,
    the managing agent, any member of the council or even a person with
    interest in a parcel to either do or refrain from doing a specified act in
    the building or the common property.
     
  All proceedings before the Board are opened to the public
  A person who contravenes an order made by the Board is guilty of
    an offence, and can be liable on conviction to a fine not exceeding
    RM 10,000, to imprisonment for a term not exceeding two years,  or both.
     

 

8.)    The Miami Green Resort Condominium Owners Association             
  “If no owner would care & would not be willing to contribute = the developer could do what he wanted”
            …but this was not the reason for the foundation: we are not a club of bored individuals who don’t know
  what to do with our free time… it was/is the very intention of the lawmaker that owners who do live in 
  subdevided building do form such Residents Association:
extremely important before the First AGM to be called by the developer:
  our Owner's Association needs to make sure that more than 250 parcel owners
  are registered as members of our RA
  >      so that the number of votes of the owners will be higher than the numbers 
           of parcels held by the developer
  >      and the owners can actually make use of their rights invented by the lawmaker
  >      and can elect a MC (Management Corporation) and take over the responsibility
  >      since otherwise (in case the developer should have a higher number of parcel-votes
           the developer will of course elect an MC of is own best  interest and our RA's actual
          influence and e.g. our ability to control the income + spending of costs from the
          maintenance fees and sinking funds paid by all of us will remain zero !!!
   
PROXY = legal power for our owners association
  1./    registered proprietors of condominiums (whether or not they live in the condo)
             can appoint anybody to be their proxy:
          to all fellow-owners, especially to outstationed owners, we as Owners Association
          offer - and actually request them! - to please make use of this possibility and to
          appoint us as your proxy  - which will certainly be for the best benefit of each single
          fellow-owner of you as well as for all of us!
          Through the link given here you can open a drafted power in PDF-version and we
          request all of you to which this point applies to please fill it out and send it to us
          (addressee as per drafted power)!
2./     in cases, where the property is still charged to the end-financier, the borrower
             is entitled by the law to get a proxy from his bank !
          If this applies to you please kindly have your bank completed the same power
          (we repeat same link here) authorizing our RA to be the bank's = your proxy!
     
    As per the lawmaker's vision and intentions an RA's functions are these ones:
  to protect the owners interests                                                                                                       
  to take over responsibility for the management & maintenance of the common property areas
    so that the best care is granted and the original calculated, maximum possible lifespan of our
              resort can be preserved to everyone’s benefit!
  a Residents Association like ours is supposed to be the watchdog
              for our together-into-the-future-going community
  to have a cohesive voice in the interest of the community
  to be organized when there is need for contacts & communication
  to share the workload should there be need for sharing tasks
  to share resources to maintain or improve the community
  to volunteer for good cause towards an enjoyable life in our community
    but not only this: at some point of time – and this is the reason for
    his  evening – we are obligated by law to form a management corporation
  In our RA, in this talk-circle of neighbors & friends, where we all
    are becoming responsible in the sense of the here described legal
    scheme, in some cases share the walls of our condominium with
    the immediate next neighbor, want to share / enjoy the clean water
    of our swimming-pool everyone of us is allowed to have your say!
  a good dialogue enables a careful advance planning (the sense for
               this evening !!!) in the ratio we all contribute we will see the beauty
    of the law makers idea will become reality,
    and also our developer will not be able to go away from that but
    will sense his benefits from cooperating with us
     
     
     
                         
  9.)    Let us together materialize ‘the Miami Green vision’ into reality!                                                                              back to top
  the moment comes where we must take over the responsibility towards
    1./ all owners
    2./ the public / neighborhood / Bomba / police / insurances and
    3./ many service-companies
  Please make up your mind what you ideally would like to see happening here at your home and email us !!!
  Please help us also by being considerate: we need to setup things with a “nerves-saving” professional sober attitude;
  -    “neves-saving = we/your committee are mostly busy professionals,
         we ARE willing to contribute while our capacity remains 100 %...!”     -
  here at our communal home, everyone wants / needs to be happy, wants peace, must be able to unwind and
  relax from his daily business challenges and here at home no-one wants to spend his free time in quarrels;
  therefore please kindly help with YOUR mental contribution also in form of polite/kind emails or memos 
  that we can materialize 'the Miami Green vision' TOGETHER!
     

 

10.)    Enlightment about some specific terminology“
  common property areas = lifts, garden, pool, playground, corridors, stairs, car wash bay, guards house
  parcel = legal term for 1 condominium-unit in a subdivided building
  accessory parcel = car park; the parcel is always attached with at least 1 accessory parcel
    penthouses mostly have got 2, may have more
  provisional block = 1 house of a several houses resort  
  further hints regarding specific terminology are found in your S & P Agreement under “Interpretations"
                                                                   
  11.)    Sinking Fund
  Both, the Strata Titles Act of 1985 and the new Schedule H of 1-12-2002 of the Housing Developers Regulations  
          of 1989 call the Sinking Fund a „Special Fund“ to be put on a separate fixed banking account
  ◊         so that it’s interests can be used for the ongoing management & maintenance of the
                        common property areas while the Sinking Funds themselves remain untouched!
  with use and age, major items deteriorate and need to be replaced
    so that the aesthetic qualities of the community can be maintained
  this is a reserve fund – not to be mixed up with the maintenance fees - for the in future necessary major repairs,
    such as replacements of parts of the common property – e.g. a new roof of a building, eventually damaged by any  
    force majeur, major swimming pool repairs or painting the whole building/s newly and similar major cases)
  it’s handling must be transparent & accountable to it’s contributors
  Consequentially - according to recommendations of the HBA - we owners should be consulted for our consent
    in case repainting works should be required, in the light of these laws we are supposed to play an active role
    once any such tenders should be opened to invite offers from service companies.
     
 

According to the law, the Sinking Fund can be used for:

  1./ painting or repainting any part of the common property, which is a building or other structure
  2./ the acquisition of any movable property for use in relation with the common property  
  3./ the renewal or replacement of any fixtures or fittings comprised in any common property
    and any movable property vested in the corporate; and
  4./ any other expenditure not being expenditure incurred under subsection (5) of section 43  
    to meet a liability for maintenance for settling any defaults in payment by a propietor.  */
                                                                                                                                                                     back to top
              */    Section 43 (5) is the subsection on the duties and powers of a management coporation  
           to recover monies in an action in court for monies due to the management corporation
           for work, repairs or act done on behalf of a parcel owner.
     
  The Sinking Fund is in fact a trust fund entrusted to a trustee who plays the role of a ‚stakeholder’
    who should provide owners with a copy of the annual audited accounts:
    such funds not to be used for a reasonable period of time should be placed in an interest-bearing account;
    those stakeholders who unilaterally dig into the fund without prior authorization should be held responsible  
    and accountable;
    misappropriation of the fund is tantamount to criminal breach of trust (CBT) and is punishable by imprisonment.
  The developer must pay the Sinking Fund for the unsold parcels held by himself.
     

 

12.)    Maintenance Fees
  Since the economic lifespan of mechanical & electrical fixtures & fittings is only 30 – 50 years
  an organized maintenanc e is necesssary to prolongate and enhance the economic lifespan:
  According to the HBA many “gouses” are lodged to the HBA
    because owners say they don’t pay it because of the unsatisfactory
    level of actual care / maintenance given as well as lack of
    transparency in revealing the actual expenses incurred;
  developers (through the MC) often argue (not in Miami Green)
    they are unable to give satisfactory maintenance because of the
    owners haven’t paid their dues
            no up to date-formular exists, in our case the developer’s account
              statements and financial records for the last/first 4 years will
    convey whether the RM 165 we all pay monthly “work”
  Attention: by law the MC (whether owned by the developer or
    engaged by an owner’s association) is entitled to actually proceed
            in various means against owners who don’t pay their maintenance fees !!!      
  The S.T.Act prescribes severe penalties for those who don’t  take
    prerequisite steps leading to issuance of the titles:
    i.e. owners must have paid their maintenance fees before the
    developer must transfer the Strata Title.
  The developer must pay the Maintenance Fees for the unsold parcels held by himself.
     
  Once 1/3 part of the Strata Titles have been transferred to condominium owners  
  the developer will call for the First Annual General Meeting:

 

13.)    (Preparations for) the First Annual General Meeting called by the developer
  the developer is requested to prepare theses three documents:
  1./ Notice of the First AGM
  2./ An annual budget of the MC, detailing
    ◊       the opening balance in the management fund and the Sinking Fund
    ◊       the itemised estimated income from all sources other than levied contributions
    ◊       a list of estimated expenditures from the management fund
    ◊       the total of all contributions to the management fund and the Sinking Fund
    ◊       each parcel propietor’smonthly contributions to the funds
    ◊       the estimated balance in the funds at the end of the fiscal Year
     
  3./ A financial statement that sets out:
              ◊       the opening and current balance in the management fund and the Sinking Fund
              ◊       the details of the MC’s income from all sources, except the special levies
    ◊       the details of expenditures from the management fund
    ◊       income and expenditures by special levy, if any.
     
     
  14.)    The main purpose of the First AGM:
    will be the election of the future MC (Management Corporation): all individual parcel owners as well as
    the developer (for the unsold parcels held by him) are entitled to vote!
     
  at the First AGM the developer will give the MC copies of the following:
    ◊       all plans required to obtain the building permit and any amendments
            ◊       any document that indicates the location of service facilities are not shown on the plan
             or plan amendments filed with the local authorities / council
    ◊       all contracts entered into by the MC
    ◊       the registered Strata Plan and plan amendments
    ◊       the names and addresses of the project’s contractors, subcontractors and suppliers
    ◊       all documentation and information related to common property or assets
    ◊       minutes of special general meetings
    ◊       a detailed list of owners
    ◊       contacts of end-financiers
    ◊       names of tenants
    ◊       assignments of voting or other rights by parcel propietors to tenants
    ◊       books of accounts showing money received and spent and the reason for the receipt or expenditure
    ◊       the Act and Regulations
    ◊       a copy of the MC’s by-laws and rules
              ◊       any court decision and legal opinions in a proceeding in which the MC was a party
                       ◊       income tax returns, if any
    ◊       correspondence sent or received
    ◊       bank statements, cancelled cheques and certificates of deposit                                                     back to top
     
     

 

15.)    After the First AGM the developer will…
    ◊       transfer control of the MC’s money, keys to the new MC council within a week
    ◊       ensure the MC’s insurance coverage continues for at least four more weeks
    ◊       deliver an updated financial statement to the MC within eight weeks
    ◊       pay any difference in the event the actual management fund
             expenses exceed the estimated expenses to the MC within 8 weeks
    ◊       Most probably the coming ‘Building and Common Property
             (Maintenance & Management) Bill’ will also determine that the
             developer should prepare and disclose the initial budget to assure
             accurate estimation of projected operating costs and the Special Fund.
    ◊       Owners should get full disclosure and the opportunity to develop the budget.
             The revamped Schedule H of the HousingDevelopers Development
             (Control and Licensing) Regulations 1989 provides for a SERVICE
             CHARGE FORM, which should be approved bythe Controller of Housing or
             relevant authority.      
                    

 

16.)       The future COUNCIL of our future Management Corporation, Duties & Powers
    the future Management Corporation = automatically all owners
    the future COUNCIL = owners, elected on 'First AGM' by the MC as Council-Members
    The future Council...
  is authorized to setup new by-laws (regulations) for which (in each case)
    a resolution has to be established
            the simple majority of the council is entitled to decide about new by-laws
  any new by-law  or amendment of a by-law has to be approved by an AGM
              to become legally valid
  appoints any property service company as property manager upon the decision
    of the majority of it's council members. Like any contracts it is prudent upon the
    Management Council to tender for quotes, short-lists candidates and state
    why the Council recommends a particular company
  to record all notices & correspondence
  to record / maintain / audit all financial statements
  establish a management fund
  take over from the developer and to maintain the “special account” with the Sinking Fund
  at this First AGM it should be agreed what percentage of the incoming maintenance fees
    should be kept aside on the “special account” as Sinking Fund (5% - 10% - 15% ??)
  to issue a certificate for owners upon application stating the amount of contributions
    (maintenance fees) payable by owners with time and manner of payment
  to issue a certificate about the status of the owners’ contributions
  to issue a certificate for owners stating the state of the management fund
  to hold 2 x per year Annual General Meetings
  to setup / amend housing rules & regulations
  to borrow money to ensure it’s operations
  with ref to paragraph 53 A: if a parcel owner does not  pay his service fees the MC can go
    to Land Administrator (or Dir. Of Land and Mines) and get court-order for such payment
    … instead of cutting gas / electricity or water… but it may “be creative”…. !!!                                              back to top
     
     

 

17.)    A good property manager…
               keeps everything in good terms
  matches his budget
            makes the property value goes high
  will implement letting strategies
  ◊          maintain/secure adequate insurance
  will eventually even advertise the resort to secure that the occupancy is full
  …so that all owners & residents are happy!
     
  For the Property Management Business regulations do exist but so far no “Iso Standard” or something similar:
  in view of the financial aspects and the responsibility and since this is a full time job (!)
    the MC must ensure the right Property management service company is engaged
  bad or fraudulent property mgr can be fined with up to RM 25,000.-
  the HBA advice is also: don’t sacrifice on standards in terms of too low fees !                                             
  where to find such property management company?
    we will refer to the Yellow Pages as well as to friends in town who are satisfied with
    the property management company engaged by their own condominium / RA
           
   

 

18.)    The National House Buyers Association, Kuala Lumpur                                                                                           back to top
  is a non-profit, non-governmental, non-political organization manned by volunteers who are prepared to give free advice
  "to people who are nice to the HBA" = actually they have been extremely kind and helpful to us setting up this webpage
  respectively filling it with detailed valuable information !!!
            For enquiries contact the Honorary Secretary General Mr. Chang Kim Loong at info@hba.org.my. ust by a double-click here
  you can enter the HBA's website, where lots of further information is displayed!
   
  19.)    Where could owners get information whether the developer has paid to his financing bank           
              the loan for a particular parcel?
  Each parcel owner can check this through the lawyer which setup the S&P Agreement for him.
  The S&P Agreement besides states "that vacant possession should be given free from encumbrances"!
   
  20.)    Last not least all you, our dear fellow-owners, are most welcome...
  to read up on the Strata Titles Act and it's regulations and also to follow up case laws from newspapers etc please!
  After all it is delighting and easing the mind to understand that we in Penang are luckier than condo-owners in
  other parts of Malaysia because we have got a Strata Title Board (!) and MCs and parcel proprietors can refer
  to this board to settle any disputes!
  The questions, which arose at our 'Information Event' on 25th July 2005, we will publish here once
            we are in possession of corresponding answers!
          Principally, we intend to keep adding particularly interesting information, therefore please keep re-checking for updates!
   
  Be sure also of this: the members and in particular the chairman of our Miami Green Resort Condominium Owners Association
  remain thankful for any support and/or hints/remarks/comments which help to improve our understanding and our work as such!
   
   
emergency call from H/P 112  -  police 999  -  ambulance 999  -  bomba 994  -  operator assisted calls + directory dom. + abroad all:  101

* Persatuan Pemilik Kondominium Miami Green Resort, registered at the ROS Penang under association no. 1618

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